Save the Date: CIC

THE AGENDA

October 10, 2015 8:00 a.m. – 3:30 p.m. at Cityplace Conference Center

Emotional Bias & Its Effect on Disciplined Investing
The diverse topics will include:

  • Your portfolio & the effect of rising interest rates
  • Pros & cons of passive (ETF) & active (mutual funds) investing
  • European stimulus’ effect on global markets
  • Successful Social Security strategies
  • And much more!
CIC RSVP Form 2015

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Investors should consider the investment objectives, risks, charges and expenses of mutual funds and ETFs, and variable annuities and their underlying funds carefully before investing. This and other important information about Mutual Funds and ETFs, and variable annuities are contained in the prospectus, which can be obtained from your financial adviser and should be read carefully before investing.

The opinions and services of the speakers and companies they represent are independent of Raymond James.

Investments in securities of MLPs involve risks that differ from an investment in common stock. MLPs are controlled by their general partners, which generally have conflicts of interest and limited fiduciary duties to the MLP, which may permit the general partner to favor its own interests over the MLPs.

International investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility. Dividends are not guaranteed and must be authorized by the company’s board of directors.

Be advised that investments in real estate and in REITs have various risks, including possible lack of liquidity and devaluation based on adverse economic and regulatory changes. Additionally, investments in REIT’s will fluctuate with the value of the underlying properties, and the price at redemption may be more or less than the original price paid.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. CFM is an independent firm.