Jo Anne B. Galbraith

CFP®
 Certificant
President
Carter Advisory Services
, Inc.
jgalbraith@carterwealth.com

JoAnne B. Galbraith, CFP® is responsible for the design and integration of each facet of our clients’ multi-disciplinary plans, and provides advice and guidance to our clients in the pursuit of their financial and life goals. As President of Carter Advisory Services, JoAnne also oversees office operations and provides technical support for the planners of Carter Financial Management.

JoAnne has over 40 years’ experience in financial planning, banking and public accounting. She joined Carter Advisory Services in 1993 after a successful career at Ernst & Young and Bank of America. JoAnne has been recognized by D Magazine as one of “The Best Financial Planners in Dallas”1.

JoAnne earned a B.S. in Business Administration, majoring in accounting from the University of Dayton, and an M.S. in Management and Administrative Sciences with a concentration in Finance from the University of Texas at Dallas. Recognizing that health is the first wealth, JoAnne also holds a Master’s Degree in Acupuncture and Oriental Medicine, is a licensed acupuncturist, herbalist and Doctor of Oriental Medicine.

JoAnne and her husband, Paul, a psychotherapist, enjoy the outdoors, hiking with their dogs and relaxing at their secluded mountain retreat in New Mexico.

1 D Magazine asks every wealth management firm and team in the Dallas-Fort Worth chapters of the Financial Planning Association® and the Investment Management Consultants Association® to tell them about their practice. The final list is selected based on these criteria: top firms or teams must have total assets under management for individual clients of at least $100 million; a 95 percent client retention rate in the last two years; no current disciplinary action; and at least five years of experience. They must also
be a fiduciary for their clients, and their compensation model cannot be commission-based. A panel of esteemed local wealth managers reviews the final list. Neither the firms nor their employees pay a fee to D Magazine in exchange for inclusion in the list. Inclusion on the list is no guarantee as to future investment success. Raymond James is not affiliated with D Magazine. The inclusion of a financial advisor or practice on the list should not be construed as an endorsement of the financial advisory practice by D Magazine.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.