Jo Anne B. Galbraith


Carter Advisory Services
, Inc.

JoAnne B. Galbraith, CFP® is responsible for the design and integration of each facet of our clients’ multi-disciplinary plans, and provides advice and guidance to our clients in the pursuit of their financial and life goals. As President of Carter Advisory Services, JoAnne also oversees office operations and provides technical support for the planners of Carter Financial Management.

JoAnne has 40 years’ experience in financial planning, banking and public accounting.  She joined Carter Advisory Services in 1993 after a successful career at Ernst & Young and Bank of America. JoAnne has been recognized by D Magazine as one of “The Best Financial Planners in Dallas”1 and has presented a keynote program at the national Financial Planning Association’s annual retreat.

JoAnne earned a B.S. in Business Administration, majoring in accounting from the University of Dayton, and an M.S. in Management and Administrative Sciences with a concentration in Finance from the University of Texas at Dallas. Recognizing that health is the first wealth, JoAnne also holds a Master’s Degree in Acupuncture and Oriental Medicine, is a licensed acupuncturist, herbalist and Doctor of Oriental Medicine.

JoAnne and her husband, Paul, a psychotherapist, enjoy the outdoors, hiking with their dogs and relaxing at their secluded mountain retreat in New Mexico.

1 Voted upon by certified members of the DFW Chapter of the Financial Planning Association (based upon service quality, AUM and regulatory records) and published in D Magazine. Awarded in 2015 & 2002.