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IMPORTANT CONSUMER DISCLOSURE: This website is for informational purposes only and does not constitute a complete description of investment services or performance. This web site is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this web site should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. There are no warranties, express or implied, as to the accuracy, completeness, or results obtained from any information posted on this or any “linked” web site. The advisors at Carter Financial Management are licensed to offer securities exclusively through Raymond James Financial Services, Inc. Investment Advisory Services offered through Carter Advisory Services, Inc