JoAnne B. Galbraith, CFP®, CPA

President, Carter Advisory Services


As President of Carter Advisory Services, JoAnne is responsible for the design and integration of each facet of our multi-disciplinary financial plans, while also providing guidance to clients in the pursuit of their financial and life goals.

JoAnne has over 30 years of experience in financial planning, banking, and public accounting. She joined Carter Advisory Services in 1993 after a successful career at Ernst & Young and Bank of America. Her technical expertise is invaluable to the planners of Carter Advisory Services.


JoAnne earned a Bachelor of Science in Business Administration, majoring in accounting, from the University of Dayton, and a Master of Science in Management and Administrative Sciences, with a concentration in Finance, from the University of Texas at Dallas. Recognizing that health is an integral component of wealth, JoAnne also holds a master’s degree in Acupuncture and Oriental Medicine and is a licensed acupuncturist, herbalist, and Doctor of Oriental Medicine.


Galbraith was recognized by D Magazine as one of the “Best Financial Planners in Dallas”1 in 2015.


JoAnne and her husband, Paul, a psychotherapist, enjoy the outdoors, hiking with their dogs and relaxing at their secluded mountain retreat in New Mexico.