Insights

Congratulations on your new job! This exciting milestone marks the beginning of your professional journey and an excellent opportunity to set yourself up for long-term financial success.  In this blog post, we'll provide detailed, actionable tips to help you lay the...

If you're trying to decide between a 401(k) and an IRA for your retirement savings, it's important to understand the key differences between these two popular tax-advantaged accounts. Both offer valuable benefits, but the optimal choice depends on your specific...

As you approach retirement, you may consider retiring abroad. The thought of picturesque landscapes, affordable living, and cultural immersion are quite alluring. But as with anything, there are downsides that make carefully weighing the pros and cons of international...

In my last letter, I asked, “Where was the recession?” It has not shown up, and I do not think it will for several quarters, if then. Very surprisingly, I think the Fed has handled this in a way that will result in a soft landing (slowing inflation but not creating a...

Financial fraud is an ever-increasing danger that affects everyone, regardless of age or status. We all know someone who has been affected by financial fraud or have been victims of financial fraud ourselves. The Federal Trade Commission reported that in 2023,...

As we age, we may become more susceptible to fraudsters who make a living preying on retirees. This can be especially true for widows and widowers who are making decisions alone and may be particularly trusting of friendly strangers. To protect ourselves and those we...

“Mr. and Mrs. Recession, where have you been?” What has happened to date is relatively simple; consumer spending and the labor market have both remained strong. “We are at a fork in the road economically, and the path chosen by the Fed will determine what comes next....

Family and lifestyle Keep your financial life organized with a thoughtful combination of digital and physical storage solutions. Pop quiz: In an emergency, could your loved ones find your current will and power of attorney? If you had to evacuate your home, could you...

Following a year like 2022 when most investment strategies performed poorly, one way to add value in 2023 is to lower your taxes. Here are six tax savings ideas to consider: Donor Advised Funds Clients who are charitable during their working years would often like to...