Should You Borrow from Your 401(k)?

When financial needs arise, your 401(k) might seem like a tempting source of funds. After all, it's your money, and borrowing from yourself might appear better than taking out a traditional loan. However, before tapping into your retirement savings, it's crucial to...

Retiring Earlier Than Expected? What To Know

Retirement is often seen as a well-deserved reward after decades of hard work. However, life can sometimes take unexpected turns, prompting individuals to retire earlier than planned. Whether due to health issues, family obligations, or simply a desire to enjoy life...

Year-End Charitable Gifting and You

As the year draws to a close, many individuals reflect on their accomplishments and consider how they can give back to their communities. Year-end charitable gifting has become a significant practice for both donors and nonprofits, with many organizations relying...

How Will Working Affect Social Security Benefits?

As more seniors choose to remain in the workforce beyond traditional retirement age, understanding the implications of working on Social Security benefits has become increasingly important.  Collecting Social Security While Working It is entirely possible to receive...